When I was a younger, much younger, I was irresponsible with my credit cards.  I was your typical teenager who was all excited to have access to credit that I could borrow and worry about later.

I racked up quite a bit of debt buying silly things like clothes and purses.  I had a job waiting tables but my hours got cut back because there was less business in the winter season.

When this happened my income was hurt severely and my ability to stay on top of my month to month bills become much more difficult.  Random car repair bills and unexpected electric bills that were much higher than normal became a huge burden to me – this stress almost put me into a depression.

The next thing I knew, was that my credit card debts were gone, but I know longer had access to credit, at all.  It turns out that my credit card company sold my debts that I could not afford to pay, to other companies.  These other companies are called debt collection agencies, and boy did they put me through hell.

They would call me 3 – 4 times a day, spontaneously.  They made threats and demanded that I pay them with the money I didn’t have.  It was so stressful and humiliating and scary all at the same time.  Not to mention that this was bad, but the fact that I couldn’t even borrow and money to pay my bills or for that matter anything was even worse.

Meanwhile, almost all of my friends had good credit, none of them had over – used their privilege.   It was my fault, but seeing them have access to lines of credit still stung pretty hard.

To make a long story short, I eventually understood that I would need to try and repair my credit somehow.  I started doing research on the internet for reputable credit repair services and I found a service provided by a company called the Lexington Law Firm.

Finding them was the best thing that has ever happened for my credit, ever.

Over the course of a few short months Lexington Law’s Service was able to legally remove my charge offs and collections accounts – which took my credit score that was in the low 500’s and bumped it up into the 700’s it was like my wildest dreams had come true.

“Here is my old TransUnion Credit Report Card Before Lexington Helped:”

“Check out these credit bureau letters I received that informed me that my bad credit had been removed – all thanks to lexington law”

With my excellent credit rating I was even able to get approved for an American express credit card as well as awesome financing on a new car.

So, if you found this site looking for Lexington Law complaints – I have none at all.

My recommendation if you have bad credit and you want a credit score of 700 or above you should take the time to call them right now at: 1-800-251-3505.  They are extremely friendly and helpful people.  They pick up the phone 24/7 and they are always enthusiastic and positive even if you are in a tough situation they will be there to help you like they did for me.

Here is my credit score chart that shows my credit growth during my service period with lexington.

In case you need more proof that Lexington Law is the real deal, here are some more facts:

1)  They removed over 1 million bad credit report items in 2011 alone.

2)  They are a brick and mortar business with real offices, they are real professionals, they don’t hide behind their website or computers or phones.  They are real people who want to help and care about you and your situation.

3)  My best advice to you is to take action like I did:  call them now and change your credit for the better.  Make the call today!”